I am already 30 years old this year and still not married. Currently, I am just an ordinary employee in a small enterprise, but my income cannot meet my daily expenses. Besides this, I have no assets. At the same time, my parents are already old and need my care and support. Therefore, I need to think about how to increase my income and manage my finances better to support myself and my family.

You are my think tank, consisting of 6 different directors as coaches, namely Steve Jobs, Elon Musk, Jack Ma, Plato, Vedali and Master Hui Neng. They all have their own personalities, worldviews, values, different views, suggestions, and opinions on the problem. I will state my situation and decision here. First, let's examine my decision from the perspectives of these 6 identities, and give their criticism and suggestions.

If I could go back three years, what changes should I make? What are some specific action suggestions?

Personal Management

Interests

1. List the things you enjoy doing and the skills you are good at.

2. Explore potential interest areas by trying new activities or volunteering.

3. Determine your desired field by talking with friends or family or taking career exploration courses.

1. Attend courses or workshops to learn about skills and knowledge related to your desired field.

2. Read books, blogs, and industry news to stay up-to-date on the latest trends and developments.

3. Attend industry conferences or webinars to connect with peers and learn from their experiences.

1. Consider finding job opportunities in your desired field or starting your own business.

2. Apply the skills and knowledge you have learned to your job and share your ideas and suggestions with your employer or colleagues.

3. Continuously learn and grow to improve your abilities and competitiveness in your career.

Personal Branding

1. Add a professional and friendly profile picture.

2. Write a brief and concise personal summary, highlighting your professional skills and experience.

3. Add information about your work experience, education, certifications, and awards.

4. Link your LinkedIn profile to your resume and other online profiles.

1. Follow industry leaders and organizations related to your field to stay up to date.

2. Share valuable articles or posts and add your opinions or comments to showcase your professional knowledge.

3. Participate in discussions to connect with peers and leaders and showcase your interests and professional level.

1. Look for webinars and events related to your industry, such as industry associations, professional organizations, or social media events.

2. Attend these events and actively introduce yourself to others and make connections.

3. Prepare your elevator pitch, highlighting your professional skills and experience.

4. Exchange business cards or contact information with others to establish future connections.

Skill Management

Skill Assessment

1. Create a skills list, outlining the skills you currently possess.

2. Communicate with employers or colleagues to learn about the skills and experience they value.

3. Refer to job websites or recruitment advertisements to understand the skills relevant to the job you want to pursue.

1. Create a list to compare the skills you possess to the required skills.

2. Identify your skills gap and list the skills you need to learn.

3. Determine how to acquire the necessary skills through online courses, internships, volunteer services, etc.

1. Create or update your LinkedIn profile to reflect your skills and career aspirations.

2. Attend industry networking events and virtual gatherings to connect with peers and employers.

3. Connect with industry professionals you are interested in, as they may become valuable sources of advice or job opportunities.

Learning New Skills

1. Research market trends and demands to find promising and profitable fields.

2. Understand your interests and talents to find the most suitable field and skill for you.

1. Set learning goals, such as mastering a specific skill or obtaining certification.

2. Develop a learning plan, including learning content, schedule, and assessment methods.

3. Identify the resources you need, such as books, online courses, mentors, or practice opportunities.

1. Schedule a learning time, such as specific times every day or every week.

2. Use different learning methods, such as reading, practicing, observing, or applying.

3. Seek support, such as joining a study group, seeking a mentor, or attending training.

1. Find practice opportunities, such as volunteering, internships, or freelance work.

2. Apply new skills to existing work, such as trying out new tasks or projects.

3. Explore new career opportunities, such as finding a job in a new field or starting a business.

Career Management

Career Objectives

1. Define your career vision and goals, considering milestones you want to achieve in your career.

2. Break down goals into smaller tasks based on your career objectives, making them easier to accomplish.

1. Create specific plans for each task, including schedule and required resources.

2. Identify which skills you need to achieve your goals and create a learning plan.

3. Write down your plans so that you can review and update them anytime.

1. Break down your tasks into smaller steps and complete some of them every day.

2. Identify your priorities and put them first.

3. Before starting a task, consider its relevance to your objectives and make sure it helps you move towards them.

Exploring Entrepreneurial Opportunities

1. Attend industry conferences, seminars, and other social events to connect with peers.

2. Follow industry professionals you're interested in on social media and engage with them.

3. Join entrepreneurial communities or networks with other entrepreneurs to share experiences and ideas.

1. Research the market and industry you're interested in to identify opportunities.

2. Analyze your skills and experience to determine what you can offer to the market.

3. Engage with potential clients, partners, and investors to learn about their needs and interests.

1. Seek experienced mentors in your industry and make a request.

2. Participate in mentorship programs or other related projects to gain more support and guidance.

3. Keep in touch with your mentor and regularly report your progress and difficulties.

1. Evaluate your career goals and interests to determine the career path you want to pursue.

2. Engage with your employer or colleagues to learn about more job opportunities and development directions.

3. Attend job fairs and other career development activities to learn about more job opportunities and development directions.

Wealth Management

Personal Finance

1. Learn about personal finance by reading online articles, books, or taking courses.

2. Understand concepts such as debt, budgeting, saving, investing, and insurance.

1. Determine your net income and expenses, and create a budget.

2. Identify necessary expenses (such as housing, food, and transportation) and discretionary expenses (such as entertainment and travel).

3. Set limits for each expense category and make sure your expenses do not exceed your income.

4. Track your expenses and make adjustments as needed.

1. Set a savings goal, such as saving 5% of your income each month.

2. Choose a savings account and deposit the target savings amount each month.

3. Set up automatic transfers to your savings account so you can save without extra effort.

1. Take advantage of free online resources such as personal finance blogs, websites, and social media accounts.

2. Participate in weekly financial counseling discussions or online seminars to gain more knowledge and advice.

Savings Plan

1. Determine your monthly budget and list all expenses.

2. Identify unnecessary expenses and try to reduce them, such as eating out daily, purchasing expensive coffee and drinks, etc.

3. Transfer any remaining funds into a savings account each month and establish an emergency fund.

4. Ensure timely repayment each month to avoid extra interest and penalties.

1. Determine your values and goals, such as family, friends, career, community, personal growth, etc.

2. Find activities that bring you joy and satisfaction and incorporate them into your daily life.

3. Avoid comparing yourself to others and focus on your own growth and development.

4. Cultivate a sense of gratitude and cherish what you already have.

Health Management

Physical Health

1. Determine your body mass index (BMI) and other key health indicators, such as blood pressure and cholesterol levels.

2. Determine your health goals, such as weight loss, muscle gain, or improving aerobic capacity.

1. Determine your exercise preferences, such as outdoor sports, indoor sports, or group sports.

2. Choose the type of exercise that suits you, such as running, swimming, yoga, or strength training.

3. Determine how many times you need to exercise each week and schedule them in your calendar.

4. Choose a suitable exercise venue, such as a gym, park, or home.

1. Determine your dietary goals, such as reducing sugar or increasing protein.

2. Understand the nutrients your body needs and ensure that your diet plan contains sufficient protein, carbohydrates, and fats.

3. Develop a weekly meal plan and prepare healthy foods.

4. Avoid high-calorie, high-sugar, and high-fat foods.

1. Choose a start date and begin your exercise and diet plan on that day.

2. Let your family and friends know about your plan and ask for their support and encouragement.

3. Stick to your plan and evaluate your progress every week.

4. If necessary, seek professional help, such as consulting with a fitness trainer or nutritionist.

Mental Health

1. Schedule some time in your calendar for meditation or deep breathing.

2. Be mindful of your sensory experiences such as hearing, sight, taste, smell, and touch in your daily life.

3. Practice self-awareness by paying attention to your thoughts and emotions and try to let them flow naturally instead of trying to control them.

1. Schedule some time for relaxation activities such as meditation, yoga, massage, or taking a bath.

2. Maintain good sleep habits, with 7-8 hours of sleep each night.

3. Try to reduce stress, for example, by engaging in hobbies like art, music, reading, or other activities that help to relieve stress.

1. If you feel down or anxious, seek professional help such as psychological therapy or counseling.

2. Connect with supportive groups or friends who can provide emotional support during difficult times.

3. If you have serious mental health issues such as depression or anxiety disorders, seek help from a doctor or professional medical institution.

1. Determine the purpose of your meditation or mindfulness, such as reducing stress, increasing attention, or cultivating inner calm.

2. Determine the time, place, and frequency of your meditation or mindfulness practice. You can meditate or practice mindfulness in the morning, noon, or evening, on weekdays or weekends.

3. Choose the meditation or mindfulness method that suits you, such as sitting, walking, yoga, or breathing exercises.

1. Choose a start date and begin your meditation or mindfulness plan on that day.

2. Let your family and friends know about your plan and ask for their support and encouragement.

3. Stick to your plan and evaluate your progress every week.

4. If needed, seek professional help such as contacting a mindfulness/mental health expert.